products
Guarantee solutions built around your financing needs
Guarantee solutions built around your financing needs
From individual loans and bonds to portfolio and refinancing structures, our products help reduce risk, strengthen transactions and unlock longer-term local-currency financing.
From individual loans and bonds to portfolio and refinancing structures, our products help reduce risk, strengthen transactions and unlock longer-term local-currency financing.
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Guarantee products, structured to your capital needs
Explore our products
Solutions that adapt to your unique needs — from single transactions to programmatic guarantee frameworks.
Solutions that adapt to your unique needs — from single transactions to programmatic guarantee frameworks.
01
Loan guarantee
Offer lenders added security through a partial credit guarantee that ensures repayment of both principal and interest if the borrower defaults. The Loan Guarantee strengthens the credit profile of lending opportunities, enabling banks to extend loan terms, explore new sectors, or assist clients who may not qualify for full credit support.
Key Benefits
Improve loan attractiveness and accessibility
Enable longer loan tenors and new sector exploration
Mitigate lender risk
Structure Diagram
01
Loan guarantee
Offer lenders added security through a partial credit guarantee that ensures repayment of both principal and interest if the borrower defaults. The Loan Guarantee strengthens the credit profile of lending opportunities, enabling banks to extend loan terms, explore new sectors, or assist clients who may not qualify for full credit support.
Key Benefits
Improve loan attractiveness and accessibility
Enable longer loan tenors and new sector exploration
Mitigate lender risk
Structure Diagram
02
Bond guarantee
Provide assurance to bondholders with a repayment guarantee in case of issuer default. The Bond Guarantee strengthens investor confidence, enabling greater access to capital markets and facilitating sustainable development through bond financing.
Key Benefits
Increase investor confidence
Support capital market access
Mitigate default risk
Structure Diagram
02
Bond guarantee
Provide assurance to bondholders with a repayment guarantee in case of issuer default. The Bond Guarantee strengthens investor confidence, enabling greater access to capital markets and facilitating sustainable development through bond financing.
Key Benefits
Increase investor confidence
Support capital market access
Mitigate default risk
Structure Diagram
03
Bank framework guarantee
This primary product supports new debt issuances, allowing lenders to originate qualifying loans that benefit from partial credit guarantee cover. Defined within the framework, qualifying loans typically target specific economic sectors, enabling targeted financial support.
Key Benefits
Facilitate sector-focused lending
Improve creditworthiness of new loans
Strengthen financial stability in targeted sectors
Structure Diagram
03
Bank framework guarantee
This primary product supports new debt issuances, allowing lenders to originate qualifying loans that benefit from partial credit guarantee cover. Defined within the framework, qualifying loans typically target specific economic sectors, enabling targeted financial support.
Key Benefits
Facilitate sector-focused lending
Improve creditworthiness of new loans
Strengthen financial stability in targeted sectors
Structure Diagram
04
Portfolio guarantee
Improve lending conditions by providing guarantee coverage on bank loan portfolios, thus reducing risk for financial institutions. This secondary product often provides second-loss protection, helping banks free up capital for new lending and potentially qualify for capital relief from central banks through reduced Risk Weighted Assets (RWA).
Key Benefits
Reduce portfolio risk for banks
Free up capital for new lending
Potentially qualify for RWA relief
Structure Diagram
04
Portfolio guarantee
Improve lending conditions by providing guarantee coverage on bank loan portfolios, thus reducing risk for financial institutions. This secondary product often provides second-loss protection, helping banks free up capital for new lending and potentially qualify for capital relief from central banks through reduced Risk Weighted Assets (RWA).
Key Benefits
Reduce portfolio risk for banks
Free up capital for new lending
Potentially qualify for RWA relief
Structure Diagram
05
Infrastructure refinancing guarantee
Bridge to bond
Integrate banking and capital markets with post-commercial operations refinancing guarantees to support large-scale infrastructure projects. This product offers refinancing through senior guaranteed infrastructure bonds for the Project SPV, encouraging successful and timely completion of greenfield projects.
Key Benefits
Facilitate infrastructure project refinancing
Incentivise on-time, on-budget project completion
Bridge financing between banks and capital markets
Structure Diagram
05
Infrastructure refinancing guarantee
Bridge to bond
Integrate banking and capital markets with post-commercial operations refinancing guarantees to support large-scale infrastructure projects. This product offers refinancing through senior guaranteed infrastructure bonds for the Project SPV, encouraging successful and timely completion of greenfield projects.
Key Benefits
Facilitate infrastructure project refinancing
Incentivise on-time, on-budget project completion
Bridge financing between banks and capital markets
Structure Diagram
06
Refinancing guarantee
Liquidity extension
Address tenor limitations by enabling banks to offer longer-term financing for infrastructure projects. This product provides an option for lenders to extend financing after the original maturity with or without continued credit protection, or transfer positions to another lender or Dhamana, which assumes the refinancing or credit risk if banks choose to extend.
Key Benefits
Overcome jurisdictional tenor limitations
Enable flexible refinancing options
Support long-term infrastructure financing
Structure Diagram
06
Refinancing guarantee
Liquidity extension
Address tenor limitations by enabling banks to offer longer-term financing for infrastructure projects. This product provides an option for lenders to extend financing after the original maturity with or without continued credit protection, or transfer positions to another lender or Dhamana, which assumes the refinancing or credit risk if banks choose to extend.
Key Benefits
Overcome jurisdictional tenor limitations
Enable flexible refinancing options
Support long-term infrastructure financing
Structure Diagram
Eligible sectors
While we are sector agnostic, here are the key areas in which we operate.
Agri-infrastructure
Capital Markets
Energy
Social Infrastructure
Transport
Water & Sanitation
Benefits of choosing Dhamana
Reduce dependency on bank loans for project financing.
Elevate the underlying bond/loan to align with Dhamana’s rating.
Safeguard against ratings downgrades.
Provide increased flexibility in covenant management and remediation services.
Extend the tenor of debt and alleviate the pressure of annual debt servicing.
Serve as a critical element for issuing long-term bonds to fund infrastructure projects in East Africa.
Reduce dependency on bank loans for project financing.
Elevate the underlying bond/loan to align with Dhamana’s rating.
Safeguard against ratings downgrades.
Provide increased flexibility in covenant management and remediation services.
Extend the tenor of debt and alleviate the pressure of annual debt servicing.
Serve as a critical element for issuing long-term bonds to fund infrastructure projects in East Africa.
Find the right guarantee solution
Our team is here to help you explore the best guarantee solutions for your project. Reach out to us for a consultation or to learn more about how we can support your goals.
Find the right guarantee solution
Our team is here to help you explore the best guarantee solutions for your project. Reach out to us for a consultation or to learn more about how we can support your goals.
Find the right guarantee solution
Our team is here to help you explore the best guarantee solutions for your project. Reach out to us for a consultation or to learn more about how we can support your goals.
